The Model Wealth Management Structured Notes Premium Financing Governance About Us
Private Consultation
DEVELOPED MARKETS · OPEN ARCHITECTURE · MULTI-DEALER

Financial Engineering & Wealth Architecture for Family Offices

Exclusive operations in developed international markets (US, Switzerland, and Europe). We converge the fiduciary independence of a global Multi-Family Office with the quantitative sophistication of a derivatives desk and the structuring of premium-financed life insurance.

100% Open Independent Architecture
Multi-Dealer Global Trading Desks
Segregated Tier-1 Custodian Banks
Tailored Family Office Solutions
MULTI-DEALER PRICING ENGINE
DESK ACTIVE (ZURICH / LONDON / NEW YORK)
INSTITUTIONAL CO-STRUCTURING RFQ GLOBAL CURRENCY · AUTOCALLABLE
Basket: S&P 500 / EuroStoxx 50 / Nasdaq 100
Tenor: 24M Capital Barrier: 65% Frequency: Quarterly Coupon Memory
BEST EXECUTION Dealer A (Wall Street Top-3)
10.45% p.a.
Dealer B (Swiss Boutique Zurich)
9.80% p.a.
Dealer C (Global Tier-1 Bank)
9.60% p.a.
Traditional Captive Bank
8.25% p.a. (-220 bps)
Spread Compression Achieved: +220 bps vs Captive · STP Euroclear
THE STRATEGIC APPROACH

The Wealth Convergence Triad

Traditional institutions operate in isolated silos: private bankers push proprietary funds, brokers sell rigid policies, and derivatives desks only service corporates. Gherkin integrates all 3 vectors into a single unified balance sheet.

02 / DERIVATIVES & NOTES

Structured Products & Derivatives

Multi-dealer blind auction among the world's leading investment banks in Wall Street & Zurich. Tailored risk-return asymmetry, spread compression of +50 to +150 bps, and active lifecycle monitoring.

  • Autocallables, Phoenix, and Capital Protected notes
  • Issuer credit risk diversification
  • International STP settlement via Euroclear / Clearstream / DTC
Structures Explorer
03 / ESTATE & LEVERAGE

Financed Life Insurance Planning

Institutional leverage to fund high-value wealth policies without liquidating yield-bearing assets. Tax mitigation, immediate estate liquidity, and generational legacy protection.

  • High-value wealth preservation coverage
  • Cost of debt arbitrage vs. IUL crediting rate
  • 100% core capital retained in operating business
Financing Framework

The Outcome: An Anti-Fragile Wealth Architecture

Structured notes yield and fiduciary management feed debt service for premium financing, securing the family legacy with zero capital opportunity cost.

Co-Structure with Gherkin
FAMILY OFFICE SOLUTIONS

Investment Management with 100% Open Architecture

Inspired by the finest tradition of Swiss and international Multi-Family Offices, we never custody client funds or operate as a commercial bank with proprietary inventory. Our fiduciary mandate preserves and compounds real wealth through active strategies and unrestricted access to the global institutional market.

TARGET AUDIENCE

Single Family Offices, business groups, wealth advisors, and qualified private investors (HNW / UHNW).

THE MECHANISM

Segregated mandates, multi-factor risk modeling, and custom Actively Managed Certificates (AMCs).

DELIVERED VALUE

Pure fiduciary alignment, global multi-jurisdictional consolidation, and substantial fee savings.

Request Wealth Diagnostics Strict Non-Disclosure Agreement

Institutional Portfolio Governance

DISCRETIONARY & ADVISORY FIDUCIARY MANDATES

Dynamic strategies for capital preservation, inflation hedging, and uncorrelated periodic income generation.

ACCESS TO PRIVATE ASSETS & CO-INVESTMENTS

Direct institutional transactions in private credit, infrastructure, and prime international real estate alongside top-tier co-investors.

CONSOLIDATION & RISK AGGREGATION

A holistic view of portfolios held across premier developed financial centers (Switzerland, US, UK, and Luxembourg) in a single fiduciary cockpit.

QUANTITATIVE ENGINEERING

Structured Notes & Multi-Dealer Aggregation

We break captive banking monopolies. We put global tier-1 investment bank derivatives desks in real-time blind competition to deliver the highest coupon, tightest spread, and tailored capital protection.

MULTI-DEALER BLIND AUCTION

Real-time competition among Goldman Sachs, Morgan Stanley, UBS, BNP Paribas, Barclays, and other premier desks.

SPREAD COMPRESSION

Between +50 and +150 bps of additional yield or margin for the wealth structurer vs. captive bank quotes.

ACTIVE LIFECYCLE MANAGEMENT

Continuous monitoring of barriers, autocall dates, secondary market liquidity, and direct STP settlement via Euroclear / Clearstream / DTC.

Request Tranche Pricing Direct Institutional ISIN
QUANTITATIVE DESIGN & PAYOFF DESK
● MULTI-DEALER ENGINE
Payoff Architecture:
Capital Protection Barrier Level: 65%
50% (Defensive) 65% (Balanced) 85% (Higher Yield)
Traditional Captive Bank 8.25% p.a.
Gherkin Multi-Dealer Auction 10.45% p.a.
Spread Compression (Alpha) +220 bps Net Improvement
Fiduciary Alignment 100% Transferred to Client
STRUCTURES CATALOG

Spectrum of Bespoke Solutions & Architectures

We engineer bespoke structures aligned with the Family Office's risk profile, base currency, time horizon, and macroeconomic conviction.

CONDITIONAL YIELD

Autocallable Barrier Reverse Convertible

Generates attractive periodic coupons with deep capital protection barrier (e.g. 60%-70%). If underlying assets trade above initial levels on observation dates, the note calls early, returning 100% principal.

Sideways Markets Maturity Barrier Quarterly Autocall
CUMULATIVE EFFECT

Phoenix Memory Autocallable

Features coupon memory: if underlying assets dip below barrier levels on observation dates, coupons are accrued rather than lost, and paid out in full as soon as the asset recovers above the barrier.

Coupon Memory High Resilience Index / Stock Baskets
FULL PRESERVATION

100% Capital Protected (Bond + Option)

Defensive institutional note where 100% of nominal capital is guaranteed at maturity by a Tier-1 issuer. Delivers upside participation in global benchmark indices with zero principal loss risk.

0% Capital Risk Upside Participation Tier-1 Guarantee
BIDIRECTIONAL ASYMMETRY

Twin-Win (Dual Yield Engine)

Generates positive returns in both bullish and moderately bearish regimes. If the market climbs, you participate in gains; if it declines without breaching the barrier, the loss is mirrored as a positive gain.

Bull & Bear Gains Volatility Buffer Liquid Indices
ENHANCED FIXED INCOME

Classic Reverse Convertible

Delivers an unconditional guaranteed coupon significantly higher than sovereign debt yields. At maturity, if the underlying trades above strike, 100% nominal is returned; otherwise, underlying is acquired at discount.

Guaranteed Coupon Discounted Entry Short Tenor
CREDIT RISK

Credit-Linked Notes (CLNs)

Notes indexed to the credit profile of an Investment Grade sovereign or blue-chip corporate entity, providing direct access to institutional credit spreads with zero retail banking intermediation.

Spread over SOFR / Euribor Institutional Credit Euroclear Clearing
CAPITAL-EFFICIENT ESTATE PLANNING

Premium-Financed Life Insurance

Structure high-value life coverage using institutional credit lines from top global private lenders. Keep your core capital compounding in your businesses and private investments while bank leverage funds the policy.

LIQUIDITY PRESERVATION

Avoid liquidating operating assets, private equity shares, or real estate to meet substantial insurance premiums.

RATE ARBITRAGE

Actuarial advantage when the policy crediting rate (IUL/VUL) exceeds the cost of institutional borrowing.

TAX-FREE ESTATE LIQUIDITY

Immediate liquidity to settle estate liabilities and equalize inheritance without fire sales or family dilution.

Evaluate Financing Profile Tier-1 Global Carriers
ANATOMY OF INSTITUTIONAL LEVERAGE
CAPITAL PRESERVATION ARCHITECTURE
Wealth Strategy Objective:
Policy Crediting Rate (Estimated IUL/VUL): 6.8%
Bank Borrowing Rate (SOFR + Spread): 5.4%
Traditional Outlay (Out-of-Pocket)
100% of Premium

Core family capital locked up and removed from operating businesses.

Capital Preserved for Compounding:
Compounding inside private operating ventures and growth investments.
~78% Retained
Structural Efficiency: Favorable Spread of +1.4% p.a. with Full Coverage
INTEGRITY & REGULATORY RIGOR

Fiduciary Governance & Segregated Custody

Legal certainty and Swiss-standard confidentiality are the non-negotiable foundations of our service for Family Offices and global institutions.

Segregated Custody

Gherkin Capital never holds client assets. All portfolios, structured note tranches, and insurance policies are booked in the client's own legal name or designated trust structure at top-tier global institutions.

Fiduciary Rigor

We operate with strict zero conflicts of interest. We do not sell proprietary captive products or receive opaque retrocessions. All spread compression achieved in multi-dealer auctions is passed directly to the client.

Exclusively Developed Markets

We operate exclusively in international developed markets under premier regulatory frameworks (SEC in the US, FINMA in Switzerland, MiFID II in the EU, and FATCA / CRS standards). Zero exposure to sovereign or regulatory risks of emerging economies.

Open Architecture with Leading Custodian Banks and Trading Desks

UBS Switzerland
Lombard Odier
Pictet & Cie
Goldman Sachs
Morgan Stanley
BNP Paribas
BNY Mellon / Pershing
Euroclear / Clearstream
FINANCIAL PEDIGREE

Bridging Tier-1 High Finance and Family Wealth

Gherkin Capital was founded as an independent boutique firm by investment banking, derivatives structuring, and private wealth professionals to bring institutional-grade financial tools directly to Family Offices and large estates.

Our conviction is uncompromising: leading family fortunes deserve the same level of quantitative execution, open derivatives architecture, and advanced fiduciary structures previously reserved only for multinational corporate treasuries.

Independent Investment & Risk Committee

Daily quantitative counterparty screening, correlation stress testing, and multi-factor VaR/CVaR risk models.

Desk-to-Desk Execution Capacity

Direct desk-to-desk access to the world's leading market makers with zero retail banking bureaucracy.

FIDUCIARY CODE OF ETHICS

Our 4 Non-Negotiable Principles

1. Absence of Conflicts of Interest 100% AUDITABLE
2. Total Pricing Transparency BEST EXECUTION
3. Absolute Asset Segregation TIER-1 CUSTODY
4. Swiss Discretion & Banking Secrecy NDA PROTOCOLS
Gherkin Capital Seal
"Wealth preservation is not about avoiding risk; it is about understanding it, pricing it, and transferring it efficiently to the market."
RESERVED GATEWAY

Schedule a Confidential Consultation

Private session with our senior structuring and investment directors for Family Offices, wealth advisors, and qualified investors.

Confidentiality Guaranteed: Your information is processed under strict fiduciary discretion and international non-disclosure protocols. We never share data with third parties under any circumstances.